Russ The Broker

Russell Fernandes – Experience You Can Trust

Senior Mortgage Broker - NMLS #: 1706539

With a passion for helping others and a track record of award-winning service, Russell delivers a mortgage experience rooted in clarity, care, and results. Backed by 15+ years in finance and a Master’s in Business, he brings both expertise and heart to every loan—whether you're a first-time buyer or a seasoned investor..

Let’s make home happen—together.

Specialty Areas

With a passion for helping others and a track record of award-winning service, Russell delivers a mortgage experience rooted in clarity, care, and results. Backed by 15+ years in finance and a Master’s in Business, he brings both expertise and heart to every loan—whether you're a first-time buyer or a seasoned investor. Russell believes everyone deserves a chance, and it shows in his personalized approach to 100% financing, investor solutions, VA/FHA loans, and more. Let’s make home happen—together.

Construction Loans

Get into your dream home with no down payment required. Perfect for qualified buyers looking to secure financing without large upfront costs.

First-Time Home Buyers

Step-by-step guidance through the mortgage process. Russell helps new buyers feel confident, informed, and empowered at every stage.

DSCR / Investor Loans

Investors benefit from an expertise in DSCR loans and other investment financing. Ideal for rental income-based qualification and portfolio growth.

VA & FHA Loans

Tailored loan options for veterans, active military, and those with lower credit scores or limited savings.

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Buying a house can be stressful, let me do the heavy lifting.

Mortgage Calculator

Explore how you can own a home with zero money down. This is perfect for qualified buyers looking to make a smart move without the upfront cost.

Calculate your payments

VA - FHA Loans

Backed by the government, built for you. Whether you're a veteran or simply need flexible loan terms, VA and FHA loans offer powerful benefits for qualified buyers.

Find out if these are right for you

Home Buyers Guide

Buying your first home? Start here. From pre-approval to closing, we’ll walk you through every step. Get expert advice, special programs, and peace of mind.

First-time buyer tips and tools

Investor Loans

Invest smarter with loan options made for your strategy. If you’re building a portfolio, DSCR and investor loans let your property’s income do the talking.

Become an informed investor

Experience You Can Trust

We don’t just close loans—we build lasting relationships. From first-time buyers to seasoned investors, our clients consistently rate us 5 stars for our transparency, communication, and results. Experience why so many choose us to guide them through one of life’s biggest financial decisions.

Trusted on Star Image
Trust Image 544+ Reviews
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Review 5.0/5.0