What We Offer
Why Choose an Investor Loan?
Investor loans are designed for real estate buyers who want flexible financing that works around traditional income requirements. Whether you're growing your rental portfolio or flipping properties, these programs offer strategic options based on the property’s performance—not just your personal income. Below are some of the most effective solutions for today’s investors.
DSCR Loans (Debt-Service Coverage Ratio)
DSCR loans are one of the most powerful tools available to real estate investors. These loans focus entirely on the income generated by the property—not your personal finances.
Highlights:
- Qualify based on the rental income of the property
- Typically require a DSCR ratio of 1.0 or greater (income = expenses)
- Great for both short- and long-term rental properties
- Available for single-family, 2–4 units, and multi-unit properties
- Close in as little as 2–3 weeks
- Finance under LLCs or business entities
Perfect For: Self-employed borrowers, full-time investors, or anyone looking to scale their real estate portfolio without traditional underwriting.
Fix & Flip Loans
Short-term lending designed for fast turnarounds and property renovations.
Highlights:
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Up to 90% of purchase price and 100% of rehab costs
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Interest-only payments during the flip period
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Quick closings to help you beat the competition
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Exit strategy can be a flip or refi into DSCR/rental loan
Perfect For: Investors looking to buy, rehab, and sell for profit—fast.
Rental Property Loans
Long-term loans for stabilized, income-generating properties.
Highlights:
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30-year fixed or adjustable rates
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Based on rental income or full-doc options
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Works for both short-term rentals (Airbnb/VRBO) and traditional tenants
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Portfolio loan options for 5+ properties
Perfect For: Buy-and-hold investors who want stable monthly cash flow.
Blanket and Portfolio Loans
Finance multiple properties under a single loan, simplifying your investment strategy.
Highlights:
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Consolidate properties and payments
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Refinance or acquire multiple units at once
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Custom loan terms and rate structures
Perfect For: Investors managing 3+ properties or scaling quickly.
Why Choose Us for Your Home Loan?
- Access to nationwide investor lending partners
- Guidance for LLC and business-entity structuring
- Experienced with both new and seasoned investors
- Competitive rates and flexible terms
- We help you scale smart, not just buy fast
Let’s Get You Pre-Approved
We make it simple to run the numbers and get you pre-approved quickly—often within 24 hours. Whether it’s your first investment property or your fiftieth, let’s build a strategy that works.